Adverse Action Notice Generator

Complete each section to generate a ready-to-send denial notice.

1. Applicant(s)

2. Landlord

3. Reasons

4. Preview

Applicant 1

Primary applicant

Full name *

Required

Application date *

Required

Email (optional)

Mailing address

Co-applicant

Full name

Email (optional)

Mailing address

Leave blank to use applicant 1's address

Rental property

Property address *

Required

Notice date *

Required

Landlord / property manager — pre-filled, edit as needed

Name or company name *

Required

Phone number

Street address

Email address

Reasons for denial

Select all that apply. At least one is required.

Please select at least one reason.

Prior eviction filing(s)

Prior judgment for possession/eviction

Outstanding balance owed to a previous landlord

Unsatisfactory rental history

Insufficient credit history

Credit score below minimum qualification standards

Excessive delinquent accounts

Excessive collection accounts

Bankruptcy that does not meet screening requirements

Excessive debt obligations

Debt-to-income ratio exceeds qualification standards

Income does not meet minimum rental requirements

Unable to verify income

Unable to verify employment

Insufficient employment history

False or misleading information on application

Incomplete application information

Criminal history that does not meet screening requirements

Excessive number of late rental payments

Insufficient positive rental references

Negative landlord reference(s)

Unverifiable residency history

Excessive occupancy for the unit

Failure to meet guarantor/co-signer requirements

Failure to meet pet screening requirements (if applicable)

Additional explanation (optional)

Consumer reporting agency (FCRA)

If a credit or background report influenced this decision, federal law requires disclosure.

Under the FCRA, the applicant has the right to a free copy of their consumer report within 60 days and to dispute any inaccuracies. The agency did not make this denial decision.

Notice preview Ready